Know your balance 60 days ahead — without recording every purchase.

List your recurring bills, update your balances as often as you like, and PreBalance forecasts your cash flow for the next 60 days — dips, due dates, and all.

Return to my forecast

Start my forecast Free. No email needed.

Show me a sample forecast The full app, preloaded with a made-up household. Swap in your own accounts whenever you're ready.

Free for one account of each type · Premium $1.25 a month founding price ($1.99 later) · Encrypted so we can't read it.

See it working in 1 minute

PreBalance's 60-day balance projection chart, showing a flagged low-balance dip

Pricing

Most rows are checked in both columns — free is a real product, not a crippled trial.

Premium: Founding member price, locked in for as long as you stay subscribed. Billed annually at $14.99. $1.99/month once the founding window closes.

	Free	Premium $1.25 per month
Forecast engine + safe-to-spend	✓	✓
60-day horizon timeline chart	✓	✓
Smart balance check-in	✓	✓
Credit-card statement & automatic payment workflow	✓	✓
Recurring bills + reminders	10	Unlimited
Accounts	1 of each type	Unlimited
History shown	12 months	Everything
Alerts + web push	✓	✓
CSV import	✓	✓
Data export	✓	✓
Sync with unlimited devices	✓	✓
Anonymous use	✓	Requires email for billing

Your imports are stored in full either way — history caps only affect what's shown.

Premium for Life

$99 One payment. No renewal, no term. Founding price while the founding window is open. $129 once the founding window closes.

What “lifetime” covers

Regional pricing in local currency at checkout.

14 days to change your mind on any purchase, no questions asked. After that we don’t refund a change of mind; an unredeemed gift code can be refunded for six months, less 10% + $1.

Your locked price is locked before tax. Where local prices include GST or VAT, a change to that tax rate changes what you pay — nothing else about your price changes.

How it works

Updating an account balance with a single tap

Check in your balances

Just type in the balance your bank shows. Update whichever accounts you want, as often as you like — daily, weekly, or now and then. Each one takes seconds.

A 60-day balance projection chart with a flagged low-balance dip

See the projection

PreBalance runs every recurring bill and payday forward 60 days, so you can see a low-balance day coming before it happens.

A projected low-balance alert with actions to view the chart, snooze, or dismiss

Act on reminders

Bills, due dates, and warnings of an overdraft or a low balance show up before they're a problem — not after.

Privacy

Encrypted on your device — we can't read your balances, transactions, or even your account names.

Your financial data is encrypted on your device before it's sent anywhere, so our servers only ever store scrambled data that only you can unlock. We can see how many records you have and when they changed — never your balances, transaction amounts, or account names.

Exactly what we can and can't see

Before you start

Is this a budget app?

Not exactly. A budget tracks every purchase against categories. PreBalance forecasts your cash flow from the bills and paydays you already know, so you can see what's safe to spend and catch an overdraft early — without recording every coffee. If you keep a budget, it works alongside it.

What happens if I stop checking in?

Nothing breaks. Your projection just goes stale until your next check-in — PreBalance is designed for people who check in sometimes, not every day.

What can you see on your servers?

A short, exhaustive list — how many records you have and when they changed, which kinds of account you use, and an email if you gave us one. Never your balances, transaction amounts, or account names. The full breakdown is on our security page.

What does free actually include?

The whole product — the forecast engine, the 60-day chart, smart check-ins, the credit-card statement workflow, alerts, CSV import, and sync across unlimited devices. Free caps complexity (one account of each type, 10 recurring series, 12 months of history shown), never features.

What does “lifetime” mean?

One payment, Premium for as long as PreBalance runs — no renewal and nothing further to pay. We can’t promise access beyond our own existence, so the terms say what happens if we stop: 90 days’ notice, billing halted the day we announce it, and a straight-line refund of any lifetime bought in the previous three years. Premium is deliberately a tier with no per-account running cost, which is what keeps that promise cheap for us to keep.